The best case is to never file bankruptcy; the next best is to file promptly; and the worst is to mess around and file at the last possible moment, because by then you will be in very deep water.
[…] I don’t do due diligence. The only thing you find out is that things are worse than people think-and, if they’re worse, they need me more. All I need to know is it’s a basket case. The fireman doesn’t ask how hot the fire is; he just jumps on the truck.
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